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Haryana Extends CHIRAYU Health Cover to Middle-Income Families from November 1

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Chandigarh: In a major step towards making healthcare more affordable and accessible, the Haryana Government, under the leadership of Chief Minister Nayab Singh Saini, has extended the benefits of the CHIRAYU health scheme to families with an annual income exceeding Rs. 3 lakh. This was informed by Additional Chief Secretary, Health and Family Welfare, Dr. Sumita Misra, who stated that the CHIRAYU Extension Scheme will come into effect from November 1, 2026, in accordance with the Health Department notification dated October 13, 2026.

Under the extended scheme, eligible families will be able to avail themselves of cashless hospital treatment worth up to Rs. 5 lakh per family annually by paying a nominal yearly contribution. The expansion will enable more middle- and higher-income families to access financial protection against the cost of hospital treatment.

Dr. Misra said the expansion would help reduce out-of-pocket healthcare expenditure and provide greater financial protection to families facing unexpected medical emergencies. By extending coverage beyond the existing income categories, the government aims to make quality hospital care accessible to more residents of Haryana.

Dr. Misra stated that beneficiaries can avail themselves of treatment at empanelled hospitals anywhere in India under the national portability provision. A grievance redressal mechanism will operate at both district and state levels to address beneficiary complaints. At the time of admission, beneficiaries will be required to provide their Ayushman Bharat Golden Card number or PPP ID.

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